📄 Terms of Service

Effective Date: March 1, 2025
Last Updated: March 1, 2025

Welcome to Hephron AI ("we", "our", or "us"). By accessing our website, participating in our WhatsApp group, or interacting with any of our content, you agree to be bound by these Terms of Service ("Terms").

If you do not agree to these Terms, please do not use our services.

1. Nature of Service

Hephron AI is an educational platform. We provide:

AI-generated market insights and alerts
General discussion about U.S. stock market trends
Community-based interaction and learning via WhatsApp

We do not offer:

Brokerage services
Financial, tax, or legal advice
Investment execution, solicitation, or portfolio management

⚠️ Important: All content is provided for informational and educational purposes only.

2. Eligibility

You must be at least 18 years old to use our website or join the WhatsApp group. By participating, you confirm that you meet this requirement.

3. Community Rules

By joining the Hephron AI WhatsApp group, you agree to the following:

Engage respectfully and constructively
Do not spam, promote unrelated services, or post inappropriate content
Avoid sharing sensitive personal or financial information
Follow admin instructions, especially during onboarding
Remain active — non-responsive members may be removed

We reserve the right to remove any participant at our discretion to maintain a high-quality experience for others.

4. No Investment Advice

⚠️ Disclaimer: All information, alerts, opinions, and signals shared by Hephron AI are:

For educational purposes only
Not intended as personalized investment advice
Not a recommendation to buy, sell, or hold any security

You are solely responsible for your own investment decisions. Always do your own research and consult a licensed advisor if needed.

5. WhatsApp Group Access

Joining the WhatsApp group is free, but access is:

Limited in capacity to ensure discussion quality
Monitored by admins for compliance with group standards
Subject to removal for inactivity or violation of these Terms

We may pause new entries or close the group at any time.

6. Intellectual Property

All content, branding, algorithms, and visual materials presented by Hephron AI remain our intellectual property. You may not copy, distribute, or commercialize our materials without written permission.

7. Limitation of Liability

Hephron AI and its representatives will not be liable for:

Any financial losses resulting from your use of the group or website
Delays, omissions, or errors in content
Technical interruptions to WhatsApp or site availability

⚠️ Risk Warning: Participation is at your own risk.

8. Modifications to These Terms

We may update these Terms at any time. Changes will be posted on this page with a new "Last Updated" date. Your continued use of the services implies acceptance of the revised Terms.

9. Governing Law

These Terms shall be governed by the laws of the State of Delaware, United States, without regard to its conflict of law principles.

10. Contact

If you have questions about these Terms, please contact us:

Hephron AI Legal Department
📧 [email protected]